Where to Settle on the Costa Brava? The Ultimate Guide 2026 to Investing and Living the Catalan Dream

Welcome to this reference guide, compiled by the experts at the agency N°1 France Espagne Immobilier in collaboration with Lloyd-Davis Luxury International.

Moving to the Costa Brava is much more than just a real estate transaction; it’s a life project, a quest for serenity, and a major financial decision. Nestled between the azure blue of the Mediterranean and the rugged peaks of the Pyrenees, the “Wild Coast” offers a patchwork of micro-markets, each with its own distinct identity. Whether you’re looking for a luxury villa with a boat mooring, a renovated apartment with a sea view, or a Catalan farmhouse nestled inland, this 2,000-word guide is your compass for navigating the Catalan real estate market.

1. Why is the Costa Brava the top destination in 2026?

Before choosing your city, it’s essential to understand why this region remains the “safe haven” of the Spanish real estate market. In 2026, the Costa Brava has lost none of its appeal—quite the contrary.

An unparalleled climate and quality of life

The sun, the beach, nature… It’s impossible not to fall under the spell of this magnificent region. Here, life moves to the rhythm of the Mediterranean. The pace is defined by a laid-back lifestyle, lunches on the terrace in the middle of February, and evenings that stretch out along the paseos.

Strategic accessibility

For French-speaking buyers, the Costa Brava is “a nearby foreign destination.” Just a few kilometers from the border, it is served by:

• The TGV (AVE): Connecting Paris, Lyon, and Montpellier directly to Figueres.

• The AP-7 Freeway: Toll-free and smooth-flowing.

• Airports: Girona and Barcelona-El Prat, offering global connections.

A secure investment

Buying a home in Spain—and especially here—is governed by clear laws, and while prices are rising, they still offer far better value for money than the French Riviera or the Italian coast.

2. The Northern Sector: From the Border to Roses Bay

If you want to enjoy the warmth of Spain without straying too far from France, the Alt Empordà is your promised land.

Portbou: The authentic charm of the first port

Port-Bou is a charming seaside resort nestled in a rugged bay. It’s the perfect spot for those seeking an authentic experience and easy access to France (reachable on foot or by train).

• The market: It offers charming apartments with ocean views at very competitive prices.

• Profile: Ideal for a second home with a “village” atmosphere.

Roses: The Pearl of the Bay

Roses is a bustling town 365 days a year. It is one of the few towns on the coast that faces due south, ensuring maximum sunshine even in winter.

• The areas: From the marina to the fishing port, passing through the hills of Canyelles or Almadrava.

• Featured properties: Renovated apartments with large verandas or luxury villas in prime locations.

Palau-Saverdera: A Balcony Overlooking the Sea

Just a few minutes from the beaches, this medieval village offers exceptional properties. This is the place to find a 6-bedroom family villa on a large 4,000 m² lot, perfect for a peaceful retreat with panoramic views of the valley.

3. Empuriabrava: Living in the Spanish Venice

If you’re looking to buy a home in Spain in a truly unique location, consider Empuriabrava. It’s the largest residential marina in Europe—and probably one of the most beautiful in the world.

Living right on the water

In Empuriabrava, streets give way to canals. Nicknamed the "Spanish Venice," this lakeside town is a paradise for boaters.

• Exclusivity: Owning a villa with a 20-meter mooring on the Grand Canal is the ultimate in nautical luxury.

• Luxury living: High-end residences such as those in the Caballito de Mar neighborhood offer apartments renovated in 2025/2026, featuring a rooftop pool and 360-degree views of the bay.

The nautical lifestyle

Imagine setting off from your terrace by boat to reach the secluded coves of Cap de Creus in just 15 minutes. It is this unique setting that attracts an international clientele (Germans, French, Swiss) seeking something truly exceptional.

4. In the Footsteps of Dalí: Cadaqués and Port-Lligat

If culture is more your thing, follow in the footsteps of Salvador Dalí. Stay in the area around Cadaqués and Port-Lligat.

A charming, artistic village

Cadaqués is a picturesque white village nestled among the mountains. Real estate there is scarce and highly sought-after.

• The style: White-walled village houses, architect-designed villas built into the rock, and olive groves.

• Inspiration: It’s a place where you can still find inspiration to paint masterpieces or simply to escape the hustle and bustle of the city.

Port-Lligat

The hamlet where Dalí built his famous house-museum offers complete tranquility and direct access to the marine reserve. An investment here is, above all, an emotional and cultural investment.

5. Modern Comfort: Renovated Villas and Home Automation

In 2026, moving to the Costa Brava doesn’t mean giving up modern conveniences. Today’s buyers are looking for “turnkey” properties.

The trend toward luxury renovations

The agency N°1 France Espagne Immobilier has noted strong demand for fully renovated villas.

• Desired features: Underfloor heating, ducted reversible air conditioning, a heated saltwater pool, and open-concept kitchens that open onto the living room.

• Privacy: Having a separate master suite or guest studio has become a key factor in hosting family and friends while maintaining privacy.

Energy Efficiency

The energy performance certificate has become a selling point. A home rated B or C with enhanced insulation and double-glazed aluminum windows is a guarantee of long-term value for your investment.

6. Year-Round Living or Retirement: Practical Considerations

Whether you're looking for a vacation home or a primary residence for your retirement, amenities are essential.

The “Walk-Everything” Lifestyle

In towns like Roses or Empuriabrava, you can get by without a car. The beach is often less than 500 meters away, and shops (supermarkets, pharmacies, banks) are just a few minutes’ walk away.

Health and Services

Catalonia has one of the best healthcare systems in Europe. With the hospital in Figueres and the private clinics in Girona, residents have access to high-quality care, often in multiple languages.

7. The Notary’s Role and Securing Your Purchase

Buying a home in Spain works differently than in France. To ensure a successful move, you need to understand the key players involved.

• The Notary: In Spain, the notary acts on behalf of the government. The notary verifies the identities of the parties and ensures that the documents are in order, but does not conduct a thorough review of zoning regulations.

• N1immo’s Expertise: This is where our role is crucial. We verify the property’s maintenance fees, tourism licenses (HUTG), and compliance before the Escritura is signed.

8. Catalan Traditions: A Cultural Immersion

Moving to the Costa Brava also means embracing a warm and welcoming culture.

• Siesta and the Paseo: Learn to live at the local pace. The 7 p.m. Paseo along the waterfront is the perfect time for socializing.

• Gastronomy: From the vineyards of the Empordà to the freshest seafood, every meal is a celebration. In 2026, the region remains a global hub for gastronomy (the Dalinian Golden Triangle).

9. Conclusion: Get started with N°1 France Espagne Immobilier

Whatever you choose—the lively atmosphere of Empuriabrava, the sweeping ocean views of Roses, or the serene tranquility of Palau-Saverdera—you’ll be able to enjoy beautiful golden-sand beaches, pleasantly warm waters, and, above all, the warmth of the Spanish people.

You’ll feel like you’re on vacation every day.

At N°1 France Espagne Immobilier, in partnership with Lloyd-Davis Luxury International, we don’t just sell you a property. We guide you through every step of the process: from the first viewing to obtaining your NIE, right up to the handover of the keys at the notary’s office.

What are you waiting for to make your dream a reality? Check out our latest exclusive offers today:

• Villas with boat moorings on the Grand Canal.

• Luxury apartments with a rooftop and a pool.

• Family homes with exceptional views.

FAQ: Moving to the Costa Brava in 2026

1. Is it easy to rent out your property when you’re not living there? Yes, provided you have a tourist license (HUTG). We include this information in all our listings. Areas like Roses and Empuriabrava are in high demand.

2. How much should you budget for closing costs? In Catalonia, you should budget approximately 12% to 13% of the purchase price to cover the ITP (Property Transfer Tax), notary fees, registry fees, and administrative fees.

3. Are schools accessible to expat families? Absolutely. There are excellent local schools, as well as international and French schools in Figueres and Girona.